We Navigate Your Options
You Control Your Healthcare Spend
“The Freedom to Choose When You Need It Most” means that whether you’re an organization or an individual, needing Employee Benefits, Medicare, Business Planning or Income Protection Liberty Choice LLC can provide you with the necessary guidance, tenured expertise and cost effective strategy, without any additional cost to you, on those options that best fit your unique needs and budget so that you can focus your time on the things that are most important to you.
Employee Benefits
At Liberty Choice LLC, we help organizations navigate the complexity of employee benefits by providing the necessary guidance to determine which model of healthcare best meets their needs while addressing the key component drivers that directly affect the cost of healthcare so that your organization doesn’t pay any more than it has to.
Medicare
Whether an individual is turning 65 or already is 65 and older and obtains health coverage through an employer, by carefully evaluating an individual’s need for Medicare, Liberty Choice LLC can outline the most cost effective plan options that assures the best possible experience and outcome and, if necessary, reassess such needs annually. Organizations can also potentially achieve the necessary premium savings to their overall healthcare costs when their Medicare eligible population voluntarily elects to enroll on Medicare. We do not charge any fees for our advisory service because we are compensated directly by the insurance carriers.
Business Planning
An important aspect of a business is the value of laying the foundation for a properly planned course of action to avert any unanticipated disruption to the business and Liberty Choice LLC ensures that a business’ structure can execute a succession plan whether that is through a Business Disruption arrangement, Key Man coverage or a Buy Sell Agreement.
Income Protection
The ability to secure an individual’s income structured at an affordable cost within a fixed budget is a specialty that we thrive to help individuals design so that their ability to pay for their personal fixed expenses, like mortgage, utilities groceries, and more is not affected by their ability to earn a paycheck as a result of a sickness or injury. Because, if you insure your health, life, home and auto, doesn’t it makes sense to protect the very income that pays for these fixed expenses?